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Connected loyalty for Armeina
PLUS helps customers earn and use bonuses, while merchants and banks launch loyalty experiences on top of QR payment infrastructure.
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merchant points
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customers served
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For users
PLUS keeps the useful parts of loyalty close to the payment moment: earn, discover, redeem and send value without extra friction.
Get bonuses and cashback from partner purchases across everyday categories.
Apply bonuses when paying by QR and keep the checkout experience simple.
Buy and send digital gift cards for personal moments or company benefits.
Purchase, send and use fuel cards with partner stations in the PLUS ecosystem.
Find campaigns, useful offers and nearby places where bonuses work.
QR payments + bonuses
The core flow stays familiar. PLUS adds bonuses and cashback around QR payments so value is easy to earn and easy to spend.
Start with any QR payment.
Choose your payment source and complete the payment.
Eligible partner purchases add bonuses automatically.
Spend your bonuses on future QR payments.
If bonuses are not enough for the full payment, the remaining amount can be paid with an available payment source.
Gift cards
Partner gift cards fit naturally into the PLUS ecosystem, from personal gifts to employee benefits and campaign distribution.
Cards customers can buy, send and activate inside the app.
Digital cards connected to merchant redemption flows.
Benefit distribution for teams, campaigns and seasonal programs.
Gift card flow
Gift cards can support personal purchases, partner campaigns and corporate benefit programs without adding complexity for the customer.
Customers or companies select a digital or partner gift card in the PLUS ecosystem.
Cards can be sent as a gift, distributed as a benefit or activated for a partner flow.
Redemption stays clear for customers and manageable for merchants and partners.
Fuel cards
PLUS supports digital fuel card flows for individuals, families and companies, with special partner pricing when available.
Fuel cards can be bought, sent and managed without paper-heavy workflows.
Useful for individuals, families and companies managing mobility benefits.
Support special partner pricing and campaigns when the commercial model allows it.
For business
Merchants can reward QR payments, run partner campaigns and stay visible where customers already look for offers.
Reward QR payments and encourage repeat visits.
Launch loyalty without building infrastructure from scratch.
Run partner campaigns with clear customer journeys.
Get visibility inside the PLUS ecosystem.
For banks
PLUS provides shared QR-based loyalty infrastructure for bank and financial partners, kept high-level enough to adapt to each app and operating model.
Loyalty experiences inside existing bank apps.
Phone-number-based user identification.
Bonus balance display, accrual and redemption.
Number change and account mapping workflows.
Shared QR-based loyalty infrastructure.
Humanitarian e-cards
PLUS can support humanitarian benefit programs through e-cards that help eligible recipients receive and use digital assistance in a clear, trackable and partner-connected way.
In cooperation with UNICEF and the World Food Programme, e-card issuing can be used for targeted support programs, simplifying distribution while keeping the experience familiar for people and manageable for program partners.
Define recipient groups, value rules and partner acceptance flows.
Eligible recipients receive digital cards for approved support use cases.
Usage can be connected to partner networks and reporting requirements.
Ecosystem
PLUS connects customers, merchants, banks, Idram QR, gift cards, fuel cards and partner offers into a scalable loyalty network.
PLUS app
Customers can manage the most important PLUS features in one clear mobile experience.
Bonus wallet
Partner list
QR payment
Gift cards
Fuel cards
Offers
Transaction history
Partners
Join a growing ecosystem of trusted partners and connect with customers through a unified platform designed to increase engagement, loyalty, and business growth.
FAQ
Short, practical answers for the first questions people ask about PLUS.
